Dear MCBA Members
The safety of our member captains and their customers are a priority as we work with State of Michigan officials to have charter fishing reopened. The Michigan Charter Boat Association has good working relationships with Michigan legislators and departmental directors. We have offered to work with MDNR and other state agencies to develop operating protocols that will get our captains and mates back to work while keeping our customers, family members, associated businesses safe. As the State of Michigan evaluates the potential for soft opening of some industries, fishing and boating with MCBA captains should be considered. Charter fishing and recreational boating is a healthy, fun family activity.
Please use the options below for potential financial assistance. Many captains have applied. When and if you can get the assistance please update the MCBA on what worked for you. We know that some members have had success with getting State unemployment.
Presently, the state and federal relief programs are changing every day with new rules and requirements. New funding should be available once approved by Congress which is expected April 23,2020.
We are advising our members to check with their current bank and or lenders to find more details as they may know more. Many members have already applied and received SBA loans. If you are a full-time captain you should also be eligible for the Michigan Covid Unemployment Insurance benefits. Please note to be prepared for these discussions by knowing what you need, any and all supporting detail on how your business is being impacted, and having two years of tax returns to help the conversation move forward.
If you are a full-time captain you may eligible for unemployment, follow this link. https://www.michigan.gov/leo/0,5863,7-336-78421_97241—,00.html
SBA Disaster Business loan, printed form https://www.sba.gov/sites/default/files/files/serv_da_all_loanapp_2_0_0_3.pdf
SBA links to local Michigan offices. https://www.sba.gov/local-assistance/find/?q=michigan&pageNumber=1
Michigan Foundations Relief Funds by County https://www.michiganfoundations.org/covid-19-resource-central/funds
Other ways to find relief:
- Many credit card companies have released statements announcing that they’ll be giving COVID-19 relief for small businesses too. They’re doing this by waiving service fees for 30 days, or offering other types of disaster relief assistance for small businesses.
- Ask the bank to skip a month on boat payments and waive any fees.
- Negotiate an adjusted dock rate
- Check with your boat insurance company to see if discounts are available during downtime
MCBA continues to work through the MDNR on utilizing safety protocols to allow charter fishing activities. Attached please find the latest letter sent to MDNR Director Eichinger.